tag:blogger.com,1999:blog-7505141047279582040.post456719840877079829..comments2023-10-07T12:24:25.628+01:00Comments on The Great Escape: My Saving Habit...Janhttp://www.blogger.com/profile/07341377291617694838noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-7505141047279582040.post-12053350552440673232015-04-07T12:06:46.126+01:002015-04-07T12:06:46.126+01:00It is good to save and that is what is giving you ...It is good to save and that is what is giving you your freedom to choose now. Far too often people say spend it we not be here tomorrow. Well chances are we will be so it's good to have options and not be a slave to a job that no-longer feels right. I also like value and the security of having some savings to cushion us. xxsewing green ladyhttps://www.blogger.com/profile/12488699540355503954noreply@blogger.comtag:blogger.com,1999:blog-7505141047279582040.post-46270460855110863962015-03-18T08:12:36.226+00:002015-03-18T08:12:36.226+00:00I know what you mean about "buying time"... I know what you mean about "buying time". This month we have saved 50% of our take home pay (I don't have a paid job so we are single salary here). But we have done more, because we've been looking for things to do that don't cost much we've been to more talks and things rather than allowing our money to go out in dribs and drabs. I has meant I could pay for myself and my mate to go out for lunch the other day (he usually insists on paying) and we are having a big day out this weekend. <br /><br />It's amazing how thinking about things differently opens up so many opportunities sometimes. thrift deluxehttps://www.blogger.com/profile/12267215022924475298noreply@blogger.comtag:blogger.com,1999:blog-7505141047279582040.post-3229345766468167252015-03-12T10:04:02.340+00:002015-03-12T10:04:02.340+00:00I would say well done you not miser. That's h...I would say well done you not miser. That's how it was in your parents generation. Look what you have achieved over the years and it will have put you in exactly the right place for your life change. If you can manage to live on 20% of your salary now I don't think you will need to worry too much about your new venture in the autumn.Lazy Days & Sundayshttps://www.blogger.com/profile/00981937294479619947noreply@blogger.comtag:blogger.com,1999:blog-7505141047279582040.post-41292507508047323322015-03-12T01:48:21.157+00:002015-03-12T01:48:21.157+00:00You are doing the absolutely best thing financiall...You are doing the absolutely best thing financially. My parents, and those before them, never paid for a thing on time. Married to my ex for 27 years, we never had a credit card. When we got divorced, I took a small loan from the local bank, put the cash in a jug and paid back the loan, monthly out of the loan money, just to build up credit for myself. Then I got so I had a nice high credit score, credit cards with nice high limits and then..........Fred died, my household income was cut to less than half what we had, and....................his funeral, his grave marker, new roof, new furnace--now I am bankrupt and back to having no credit or credit cards. I LOVE IT!! Amazing how much I appreciate something when I have to go without to save for it. The best way to live fairly worry free.Judyhttps://www.blogger.com/profile/03399435237919718544noreply@blogger.comtag:blogger.com,1999:blog-7505141047279582040.post-43900278458167330032015-03-12T01:47:27.683+00:002015-03-12T01:47:27.683+00:00I'm trying to reframe my whole life in this ve...I'm trying to reframe my whole life in this vein. I want both my time and money to be used for value-not miserly with either, but not wasteful and certainly not spent where others, media, the Jones's, etc. tell me I should be spending on.We have a mix of long term savings strategies, but hoping to beef up the short term, despite my job down size. but what I gave up in salary, I've made up for in time. I'm on 8 days in a row with no work being brought home and that feels great. SAMhttps://www.blogger.com/profile/16485146123969622896noreply@blogger.comtag:blogger.com,1999:blog-7505141047279582040.post-22180799668596964352015-03-11T21:33:03.306+00:002015-03-11T21:33:03.306+00:00You are very good! A great example. I need to be ...You are very good! A great example. I need to be better at saving. I'm proud of what I have managed to save since I was a 22 year old (had to spend a chunk on the wedding) but I KNOW I could have done double the amount had I not had such a bad clothes habit! Admittedly, a big amount is charity shopped but I know I could have done more. Though, I always think that I don't drink, have gadgets or a TV so I have saved in many other ways and up until 1.5 years ago, no travel costs!xxKezziehttps://www.blogger.com/profile/15705356707599121605noreply@blogger.comtag:blogger.com,1999:blog-7505141047279582040.post-3986959972565347082015-03-11T19:29:38.167+00:002015-03-11T19:29:38.167+00:00Jan you sound just like me. The only difference be...Jan you sound just like me. The only difference being I use a credit card but always on 0%. The card pays for there renovation materials. I squirrel money away more now than ever before. Next year the mortgage on our rental property will finish and I will have some more cash to save prior to retirement. I still ask myself how much is enough!! Living Alone in Your 60'shttps://www.blogger.com/profile/08848266282669835475noreply@blogger.comtag:blogger.com,1999:blog-7505141047279582040.post-72824436871906797342015-03-11T18:45:12.065+00:002015-03-11T18:45:12.065+00:00 In 1978 Col brought loads of records to our marri... In 1978 Col brought loads of records to our marriage so we borrowed on HP for a record player. It was only about £30 but my mum had a fit! and made us feel so guilty we never borrowed on HP again. We use a credit card sometimes but always pay it off every month and I like saving too.Sue in Suffolkhttps://www.blogger.com/profile/13166036914348424622noreply@blogger.com